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Frequently Asked QuestionsFrequently Asked Questions

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Asked Questions

How old should a bill be before I consider placing for collection?
Are there any up front or set up charges when I assign a debt for collection?
What is the fee for collection with NCCS?
Will I have to appear in court if suit is filed on my behalf?
Can I assign a judgment I currently hold against a debtor?
What is the statute of limitations on the age of an outstanding debt?
Can I include the fee paid to NCCS in my collection assignment?
Does NCCS collect on unpaid residential rent?

Question: How old should a bill be before I consider placing for collection?
Answer: As a general rule, 90 days overdue, when you receive returned mail, or whenever your customer begins “stalling” you. You increase the likelihood of collection by assigning your debts sooner rather than later.

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Question: Are there any up front or set up charges when I assign a debt for collection?
Answer: There are no up front or set up charges for any case assigned NCCS.

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Question:  What is the fee for collection with NCCS?
Answer: We charge on a contingency basis only. This means that no collection means no fee is charged. Our fee schedule is based on a variety of factors such as balance, age of debt, etc.

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Question: Will I have to appear in court if suit is filed on my behalf?
Answer: In most cases, appearance in court is not necessary.

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Question: Can I assign a judgment I currently hold against a debtor?
Answer: Yes. We specialize in collecting your judgments.

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Question: What is the statute of limitations on the age of an outstanding debt?
Answer: In most cases, four years from the last payment or last charge. Generally, a judgment will be good for 10 years.

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Question: Can I include the fee paid to NCCS in my collection assignment?
Answer: No. The costs of collection are not transferable to the actual debt.

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Question: Does NCCS collect on unpaid residential rent?
Answer: No, unless the back rent has been reduced to a judgment.

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